Our Expertise

Existing Plan Evaluation and Consultation  We will review your current retirement plan and examine whether it is working towards the long-term objectives of participants while remaining compliant with DOL and IRS regulations.  We will review all costs associated with the plan and determine if the service level being provided is reflected in them.

New Plan Consultation  Our experienced team of consultants will assist and support your company in the design and implementation of a 401(k), 403(b), 457, defined benefit, profit sharing, money purchase, ESOP, or non-qualified plan.

Compliance Consulting for Plan Fiduciaries  The Employee Retirement Income Security Act (ERISA) requires plan sponsors to meet specific standards.  We work with plan sponsors to educate them on these regulations and help them fulfill their responsibilities as plan fiduciaries.  This process includes updating plan sponsors of pension law changes and developments on a periodic basis.

Investment Selection and Periodic Review  As consultants to a retirement plan, we help plan sponsors and fiduciaries choose investments that are well diversified and suited to meet the plan objectives of participants.  Once the investments are selected we periodically review them and recommend changes when necessary.

Investment Policy Statement Development & Maintenance  We help plan fiduciaries develop and implement an Investment Policy Statement which outlines the objectives of the plan, the responsibilities of the parties to the plan, and the process followed to review the progress of the plan towards the objectives.  This document establishes procedures and incorporates safeguards to further facilitate the plan operation.

 Participant Communication, Education, and Enrollment  We offer customized communication services to inform employees about the benefit of contributing to their own retirement account, as well as personalized educational services to help them allocate contributions to the plan.  Our consultants work closely with investment providers to offer enrollment meetings as often as needed to encourage maximum employee participation.

Plan Vendor Comparative Analysis  Each plan year we analyze the plan's performance, cost structure and degree of employee participation and compare it to other possible plan alternatives available in the market to determine if the plan remains competetive and is working towards plan sponsor and participant objectives.